Tailor Made Plan

Allianz - akilli_adim_kisiyeozel_en

Would you like to invest your savings in different pension investment funds and maintain your lifestyle throughout your retirement? If the answer is “yes,” then the Smart Step Tailor Made Pension Plan is the right choice for you!

The Smart Step Tailor Made Pension Plan enables you to:

  • Plan how to invest and manage your pension plan at your own discretion.
  • Select one or more of eleven different Pension Investment Funds, created with respect to your investment preferences and risk profile, and make your custom mixture of funds.

With these options you can design your pension plan in the best way to suit your needs.

ContributionMinimum 75 TL
Administrative Fee

2% to the amount to annual gross mimimum wage of the annual contributions (all amount contributed), for the amount above no administrative fee collected

In case of suspension of contribution (if there is no contribution made to the contract in three sequential months, it is accepted that payment of contribution is suspended) Additional Administrative Fee (2 TL) is collected for every month.

Entrance Fee

Of the montly gross minimum wage at the time the contract proposal form is signed;

a) 75% for the participants who withdraw before 3 years after contract is active,

b) 50% for the participants who withdraw before 6 years, but after 3 years after contract is active,

c) 25% for the participants who withdraw before 10 years, but after 6 years after contract is active

For this plan, 10% of the monthly gross minimum wage is collectible in installments as entrance fee. The amount left is deferred until participant withdraws the system or transfers savings to another company.

Other pension plans offered by Allianz Yaşam ve Emeklilik:

Click here for the Saffron Pension Plans.

What Pension Investment Funds are suitable for me to invest my savings?

Eleven Pension Investment Funds are defined for the Smart Step Exclusive Pension Plan.

You can configure your pension plan scheme at your discretion according to your own investment preferences and create your own fund distribution by selecting from the eleven defined funds.

Exclusive additional benefits

The additional benefits offered by Allianz Yaşam ve Emeklilik will be made available to you as of the date you start making savings for your retirement under the Exclusive Pension Plan.

  • Healthcare Hotline: You may benefit from Telemed24 emergency medical assistance hotline for free in the event of any health problems.
  • Healthcare Discount Advantages: You may receive healthcare services for prices discounted by up to 25 percent from the contracted healthcare institutions of Allianz Yaşam ve Emeklilik.
  • Land Ambulance: You will be transported to the nearest healthcare institution by land ambulance for free in the event of emergency.
  • Contribution Coverage: In the cases of inability to work for longer than six months due to health issues, the contributions will continue to be paid to your pension account by Allianz Yaşam ve Emeklilik for up to 5 years.