Saffron Plans

Allianz - akilli_adim_safran_en

Are you interested in making high levels of savings or entering into the Private Pension System with a lump-sum savings? If the answer is “yes,” then the Saffron Plan is the right choice for you!

The Smart Step Saffron Pension Plan enables you to:

  • Plan how to invest and manage your pension plan at your own discretion,
  • Select one or more of eleven different Pension Investment Funds, created with respect to your investment preferences and risk profile, and make your custom mixture of funds.

With these options you can design your pension plan in the best way to suit your needs.

ContributionMinimum 75 TL
Initial Fund

Minimum 100,000 TL

Administrative Fee

No administrative fee collected.

Entrance Fee

Of the montly gross minimum wage at the time the contract proposal form is signed;

a) 75% for the participants who withdraw before 3 years after contract is active,

b) 50% for the participants who withdraw before 6 years, but after 3 years after contract is active,

c) 25% for the participants who withdraw before 10 years, but after 6 years after contract is active.

For this plan, enterance fee is deferred until participant withdraws the system or transfers savings to another company.

What pension investment funds are suitable for me to invest my savings?

There are eleven pension investment funds in the Smart Step Saffron Pension Plan. You can configure your pension plan at your discretion according to your own investment preferences and can create your own fund distribution by selecting from the eleven defined funds.

Exclusive additional benefits

The privileges offered by Allianz Yaşam ve Emeklilik will be made available to you as of the date you start making savings for your retirement under the Saffron Plans:

  • Healthcare Hotline: You may benefit from Telemed24 emergency medical assistance hotline for free in the event of any health problems.
  • Healthcare Discount Advantages: You may receive healthcare services for prices discounted by up to 25 percent from the contracted healthcare institutions of Allianz Yaşam ve Emeklilik.
  • Land Ambulance: You will be transported to the nearest healthcare institution by land ambulance for free in the event of emergency.
  • Contribution Coverage: In the cases of inability to work for longer than six months due to health issues, the contributions will continue to be paid to your pension account by Allianz Yaşam ve Emeklilik for up to five years.